The financialization of everything is a scary prospect. We lose something important as a society when we value too highly the people that operate too far from the actual labor that creates value. Yet we all depend on it. We are forced into the market with our 401k, and further forced into the market as we strive to invest in a way that stands a chance against inflation. To have 25 years of investing wiped out by a full collapse of the modern economy is a terrifying thought, so game must be played, rather than contemplate any other mode to reach retirement.