A practical answer to the question: How many bikes should you own?
Three.
- A fun go-fast bike, suitable for road and light gravel. This bike will see a lot of miles.
- A high utility around town bike. Racks, panniers, fenders. Possibly electrified. This bike will allow you to run errands better than a car will.
- A go anywhere bike. Big tires and mountain bike components. Possibly suspension. This bike will allow you to explore places without roads.